Credit Risk Analyst / Quantitative Analyst | Wirtschaftswissenschaftler (m/w/d)

TARGOBANK AG

Düsseldorf, Nordrhein-Westfalen, Deutschland
Published Oct 1, 2025
Full-time
No information

Job Summary

This role within the Credit Risk Analysis team specializes in resolving complex credit risk issues through advanced statistical and mathematical modeling. Day-to-day responsibilities include developing analytical solutions, presenting key findings and conclusions confidently to senior decision-makers, and supporting resulting strategic measures from an analytical perspective. A crucial component of the job is the creation and continuous refinement of regular reports for the Risk Management board, maintaining a rigorous focus on data quality. You will also contribute to major bank-wide projects by independently testing and validating new data sources and interfaces. The ideal candidate holds a degree in a quantitative field (Economics, Mathematics, Statistics, or Informatics) and possesses initial relevant professional experience in banking or financial services. Proficiency in regulatory frameworks like CRR, MaRisk, and BCBS 239, along with expertise in a statistical language (SAS, R, SQL, or Python), is required. This position offers a secure workplace at TARGOBANK with high flexibility, including up to 50% home office options, and an environment valuing team spirit and autonomy.

Required Skills

Education

Degree in Economics, Mathematics, Statistics, Informatics, or a comparable field of study.

Experience

  • Initial relevant professional experience in banking or financial services
  • Experience in relevant regulatory frameworks (CRR / MaRisk / BCBS 239)
  • Professional experience in developing and presenting analytical conclusions
  • Experience in independent testing and validation of data sources and interfaces

Languages

German (Fluent)English (Fluent)

Additional

  • Strong analytical thinking ability; Structured and independent working method.